3/21/2010 3:32:55 AM

Ayrsley

Charlotte, NC

Ayrsley Community

School District: Charlotte Mecklenburg Schools

Contact: (704) 499-9001
(704) 499-9002

Location: (Directions)

Hours: Tues-Sat 10AM-6PM; Sun & Mon 12-6PM

Ryan Homes' Spring Savings Event!
Buy NOW and Receive 1/2 Off Options Up To $10,000!
Hurry! For a Limited Time Only! ‡



Expect to be impressed! "Uptown Living" away from uptown! Located near the meeting point of I-485 and Hwy 49, Ayrsley boasts spacious luxury townhomes that are just steps from restaurants, movies, the YMCA, and a private community pool. Be prepared, as you may very well never want to leave!

• Located in Charlotte, NC
• Up to 4 bedrooms and up to 3 ½ bathrooms
• Up to 2,400 square feet
• Up to 2-car garage
• Option for 2 owner’s suites
• Separate great room and dining room
• Large finished lower level, ideal for media room, home office or game room
• Expansive deck
• Private community pool
• Steps from restaurants, movies and the YMCA
• Easy access to I-485 and South Tryon

Directions:

-I-485 to Exit 1 (Hwy 49/South Tryon Street).
-Travel South on Tryon St.
-Left at stoplight onto Ayrsley Town Blvd.
-Right onto Kings Parade Blvd.
-Drive straight until you see Ryan Homes Sales Center on the left.


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Upper $130's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $138,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.22%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $6,950
Loan amount: $132,041
Up front mortgage insurance amount: $00

  $162  (Principal)
+ $536  (Interest)
+ $139  (Property Tax Estimate)
+ $25  (Hazard Insurance Estimate)
+ $98  (PMI Estimate)
+ $00  (Condo Fees)
- $149  (1st Year Tax Savings Estimate)
-------------------
$812 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.