3/20/2010 3:24:10 PM
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Bay View Woods

North East, MD

Bay View Woods Community

School District: Cecil County Schools

Contact: (410) 287-4383

Location: (Directions)

Hours: Monday 12-6, Tuesday - Friday 10-6, Saturday & Sunday 11-6

WINTER SAVINGS!
Finished Basement Rec Room Included Or $8,000 Towards Closing Costs! ‡



THE LOWEST-PRICED NEW SINGLE-FAMILY HOMES IN THE ENTIRE BALTIMORE METROPOLITAN AREA!
Simply unbeatable…that’s the easiest way to describe Bay View Woods. Not only does this single-family home community offer unbeatable value, it’s in an unbeatable location, too. North East, MD is a classic small town setting that still allows easy commutes to Baltimore, Aberdeen and New Castle County, Delaware. And its homes offer you unbeatable room to grow.

• Located in North East, MD
• Single-family homes with to 5 bedrooms and 3 ½ baths
• Garages for up to 2 cars
• G.E.® appliances
• Available second floor loft spaces
• Low-E windows and other Energy Star® components for energy cost savings
• Customization options include morning room, gourmet kitchen island, extensive hardwood and ceramic tile flooring and much, much more

• Near Elk Neck State Park, Shelter Cove Yacht Basin and the Chesapeake Club Golf Course
• Close to daily conveniences, shopping, boating, recreation, I-95 and Routes 272 and 40

Directions:

Please call or visit our Ridgely Forest Community:
-Take I-95 to Exit 100 (Rt 272 S).
-Continue on Rt 272 S for 1.4 mi to a left onto Rt 40E for approx 1 mi.
-Proceed to a right onto Mechanics Valley Rd. Proceed for 1 mi to a left onto Rt 7.
-Follow for approx 3/4 mi to the community entrance on the left.


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Low $220's



Product: 30 Year FHA
Sales Price: $224,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1.01%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.14%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $7,875
Loan amount: $220,915
Up front mortgage insurance amount: $3,800

  $278  (Principal)
+ $874  (Interest)
+ $189  (Property Tax Estimate)
+ $26  (Hazard Insurance Estimate)
+ $101  (PMI Estimate)
+ $00  (Condo Fees)
- $243  (1st Year Tax Savings Estimate)
-------------------
$1,226 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.