3/19/2010 7:50:20 AM

Bella Vista

Mullica Hill, NJ

Bella Vista Community

School District: Clearview School District

Contact: (856) 223-1546

Location: (Directions)

Hours: Monday 12-6pm, Tuesday-Friday 10-6pm, Saturday & Sunday 11-6pm.

Morning Room Included! (excluding Bainbridge Hall) ‡


Introducing luxury homes that are as attractive as they are attractively priced. Tucked away in desirable Mullica Hill, the affordable community of Bella Vista offers everything you could want in a home: innovative design, a prime location, and a unique setting that feels like home. Come and see why Bella Vista is one of Southern New Jersey's best new home communities.

• Located in Mullica Hill
• Spacious 1+ acre homesites
• 4-5 bedrooms
• 2 1/2 - 4 1/2 bathrooms
• 2-car side entry garage
• Public water supply
• 2,125 to 3,776 square feet of luxurious living
• Less than 30 minutes to Center City Philadelphia. Convenient to Camden, Burlington and Gloucester County
• Prime Gloucester County location with easy access to I-295

Directions:

From North
-Take Rt. 295 S. to Rt. 42 S.
-After approx. 1 mile bear right onto Rt. 55 S.
-Take exit 50B onto Rt. 322 W. towards Mullica Hill
-Continue for approx. 2 miles to a left onto Clems Run Rd.
-Community on right.

From Philadelphia
-Take Rt. 95 S. to exit 4
-Merge onto Rt. 322 E. and continue over the Commodore Barry Bridge
-Continue for approx. 12 miles to a right onto Main Street/Rt. 45
-Make quick left to continue on Rt. 322 E.
-Make right hand turn onto Clems Run Rd.
-Community on right.

GPS: 130 Clems Run Road, Mullica Hill, NJ 08062


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Under $310's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.75%, an APR not to exceed 5.53%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.5 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $305,990
Interest Rate: 4.75%
Downpayment: 5%
Property Tax Rate: 2.5%
Origination Fee: 1%
Discount Points: 0.5%
Hazard Insurance: 0.2%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $15,300
Loan amount: $290,691
Up front mortgage insurance amount: $00

  $366  (Principal)
+ $1,151  (Interest)
+ $637  (Property Tax Estimate)
+ $51  (Hazard Insurance Estimate)
+ $216  (PMI Estimate)
+ $00  (Condo Fees)
- $320  (1st Year Tax Savings Estimate)
-------------------
$2,101 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.