3/21/2010 4:19:18 AM
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Bethesda Oaks - The Woodlands Collection

Gastonia, NC

Bethesda Oaks - The Woodlands Collection Community

School District: Gaston County Schools

Contact: (704) 824-6496

Location: (Directions)

Hours: Tues-Sat 10AM-6PM; Sun & Mon 12-6PM


Bethesda Oaks is that rare community where, upon arriving, you’ll instantly feel at home. Tree-lined streets give way to distinguished single-family homes, while magnificent amenities include a pool, open spaces and a great location just 20 minutes from uptown Charlotte.


• Up to 6 bedrooms and up to 5 bathrooms
• Side-entry garages included.
• 2000 to 6000 square feet
• Amenities include: pool, recreation area, walking trails, and common open space
• 1st floor owner’s suite and in-law suites available
• Large wooded homesites with partial brick or stone façade
• Amenities include: pool, large playground, walking trails and common open space framed by mature trees
• Just 20 minutes to uptown Charlotte, Charlotte Douglas International Airport, and Gaston Memorial Hospital

Directions:

-I-85 S. to Exit 22 (Lowell Cramerton)
-Left on Redbud Rd for 1.8 miles
-Left on New Hope Rd. Travel .4 mile.
-Left on Titman Road.
-Community entrance on right.

Models Available

Starting from the Upper $190's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $196,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.22%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $9,850
Loan amount: $187,141
Up front mortgage insurance amount: $00

  $230  (Principal)
+ $760  (Interest)
+ $197  (Property Tax Estimate)
+ $36  (Hazard Insurance Estimate)
+ $139  (PMI Estimate)
+ $00  (Condo Fees)
- $211  (1st Year Tax Savings Estimate)
-------------------
$1,151 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.