Chili, NY
At Black Creek Woods, the private, picturesque setting is rivaled only by its exceedingly convenient location within minutes of Chili’s shopping, dining and entertainment. Enjoy a peerless quality of life in luxurious single-family homes with breathtaking ½ acre and larger homesites on wooded cul-de-sacs.
• Located in Chili, NY
• Up to 5 bedrooms and up to 3 ½ bathrooms
• Up to 2,800 square feet
• Up to 3-car garage
• Ranch or 2-story homes available
• Homesites of ½ acre and larger in a secluded, wooded, cul-de-sac setting
• Custom options include: morning room, hardwood and ceramic flooring, Corian® or granite countertops
• Energy Star certification
• 10-year structural warranty
• Close proximity to Chili’s entertainment, shopping and dining
Directions:
-For more information, please call or visit our Riverton community:
-Take Rt. 390 S.
-Exit at Lehigh Station Rd.
-Travel west to a left on West Henrietta Rd.
-Right on Thruway Park
-Continue on Erie Station Rd. past E. River Road
-approximately 1/2 mile turn left on to Wallflower Drive
-Model is straight adead
Models Available
Starting from the Upper $170's
**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year Conventional
Sales Price: $177,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 4.1%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.23%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $8,900
Loan amount: $169,091
Up front mortgage insurance amount: $00
$208 (Principal)
+ $687 (Interest)
+ $608 (Property Tax Estimate)
+ $34 (Hazard Insurance Estimate)
+ $125 (PMI Estimate)
+ $00 (Condo Fees)
- $191 (1st Year Tax Savings Estimate)
-------------------
$1,471 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.