Joppa, MD
WINTER SAVINGS! Free Finished Basement And $10,000 Towards Closing Costs! ‡
Joppa’s newest and most affordable community of single-family homes is also its most beautiful. Introducing Brittany Quarters, a stunning neighborhood of single-family homes that overlooks the Gunpowder River and offers a marina lifestyle second to none. Ryan Homes is building 69 homes in this established neighborhood offering peaceful, private wooded homesites, inspiring views and sunsets, strolls along pedestrian-friendly sidewalks flanked by street-lamps, and an unrivaled location just minutes from the marina, and Routes 40 and 7.
• Located in Joppa, MD
• Up to 5 bedrooms
• Up to 3.5 bathrooms
• 2-car garage
• 1,560-3,300 square feet of innovative living space
• Buyer’s choice of inground or walk-out basement
• Cul-de-sac homesites and homesites with water views available
• G.E. ® appliances
• Timberlake® kitchen cabinetry
• Moen® faucet fixtures
• Near Rts. 40, 7, Baltimore County, Marina, and nature park
Directions:
-Take I-95 to exit 74 towards Joppa.
-Follow Rt. 152 (Mountain Rd) and cross over Rt. 40.
-Turn right onto Trimble Rd.
-Follow to left onto Haverhill Rd.
-Stay on Haverhill Rd for approximately 1.5 mi to a right onto Ramsey Ct.
-Proceed to Sienna model home on the left.
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $270's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/18/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $279,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1.194%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.14%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $9,800
Loan amount: $274,919
Up front mortgage insurance amount: $4,728
$346 (Principal)
+ $1,088 (Interest)
+ $279 (Property Tax Estimate)
+ $33 (Hazard Insurance Estimate)
+ $126 (PMI Estimate)
+ $00 (Condo Fees)
- $303 (1st Year Tax Savings Estimate)
-------------------
$1,569 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.