Barnegat Township, NJ
Finished Basement Included! ‡
PLEASE JOIN US FOR OUR LAST CHANCE LUNCHEON ON SUNDAY, MARCH 21ST FROM 12-3PM!
HOMESITE OF THE MONTH: (A3) FINISHED BASEMENT AND MORNING ROOM INCLUDED!*
Private. Beautiful. Serene. Spacious. Of all the things people call Carriage Estates, the best word to describe it may simply be “home.” Tucked away in desirable Barnegat Township, this thoughtfully planned neighborhood of distinctive estate homes on homesites up to a half-acre enjoys easy access to the Garden State parkway, Route 9 and the Jersey Shore. Come and see why Carriage Estates is one of South Jersey's best new home communities.
• Located in Barnegat Township, NJ
• Up to 5 bedrooms and 3 bathrooms
• Up to 4,300 square feet
• 2-car garage
• Elegant single-family homes with hardwood floors in the foyer and powder room, Timberlake® cabinets, G.E.® appliances, a structural wiring package and sodded homesites
• Custom options include a brick or stone front, upgraded cabinetry, solid surface/granite countertops, hardwood or ceramic flooring, stainless steel appliances, a fireplace and more
• Homesites up to ½ acre
• Sought-after Barnegat School District
• Easy access to the Garden State Parkway, Route 9 and the Jersey Shore
Directions:
-Take the Garden State Parkway to Exit 67
-At light make a Right onto Lighthouse Drive.
-At first traffic light make a Left onto Bay Ave. (Rt. 554)
-Community is 1 mile on right.
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $310's
Decorated Model
**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year Conventional
Sales Price: $319,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 2.25%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $16,000
Loan amount: $303,991
Up front mortgage insurance amount: $00
$374 (Principal)
+ $1,235 (Interest)
+ $600 (Property Tax Estimate)
+ $53 (Hazard Insurance Estimate)
+ $225 (PMI Estimate)
+ $00 (Condo Fees)
- $343 (1st Year Tax Savings Estimate)
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$2,144 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.