Hardyston, NJ
$8,000 Tax Credit for First-Time Buyers, $6,500 for Current Homeowners and Special Ryan Savings for EVERY Buyer... Finished Basement Included! ‡
Presenting the value-leading single-family homes of Emerald Estates, set on beautiful 1-acre homesites in a breathtaking mountain setting. While Emerald Estates is set in picturesque, relaxing Sussex County, NJ, it provides an easy commute to New York City and major employment centers throughout Northern New Jersey. This elegant new community offers the architectural style, refined atmosphere and abundant space – inside and out – that your family deserves. Come and see why Emerald Estates is one of Northern New Jersey's best new home communities.
• Located in Hardyston, NJ
• Best-priced single-family homes on 1-acre homesites in a mountain setting
• Up to 5 bedrooms and up to 4 ½ baths
• Up to 3 levels of finished living space – up to 4,600 square feet
• 2-car garage
• Single-family estate homes with included features such as hardwood flooring in the foyer, kitchen and powder room, G.E.® appliances, Granite countertops in kitchen, Ceramic flooring in baths, Timberlake® cabinetry and more
• Wide array of optional features – upgraded countertops and flooring, upgraded cabinetry, addition of a morning room (availability varies by homesite)
• Easy commuting to all points in Northern New Jersey and to New York City
Directions:
-Take Garden State Parkway to Exit 145
-Merge onto I-280W.
-Continue to I-80W.
-Merge onto 15N via Exit 34B toward Jefferson/Sparta.
-Take 15N to Rt. 517 Sparta/Franklin Exit. At light make right onto Rt. 517N.
-Go 4.9 miles and make a left onto Rt. 23N
-Go 3.4 miles and make a left onto Gingerbread Castle Road (road turns into Wheatsworth Road)
-Model Home will be on your right.
GPS Address: 122 Wheatsworth Road, Hardyston, NJ 07419
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Under $410's
Decorated Model
**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year Conventional
Sales Price: $409,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $20,500
Loan amount: $389,491
Up front mortgage insurance amount: $00
$479 (Principal)
+ $1,582 (Interest)
+ $683 (Property Tax Estimate)
+ $68 (Hazard Insurance Estimate)
+ $289 (PMI Estimate)
+ $00 (Condo Fees)
- $440 (1st Year Tax Savings Estimate)
-------------------
$2,662 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.