Manchester, MD
Included Morning Room or $8,000 Towards Closing Costs or Free Finished Basement! ‡
Nestled in the rolling countryside of Carroll County, Hallie Hill Farm is a distinctive cul-de-sac community with easy access to Baltimore and surrounding areas. Enjoy wooded homesites and meticulously-crafted single-family homes in a neighborhood close to the awe-inspiring Codorus State Park and the fantastic shopping, dining and entertainment of Hampstead and Westminster.
• Located in Manchester, MD
• Up to 5 bedrooms and up to 3 ½ bathrooms
• 2-car garage
• Stately single-family homes with upgraded 42-inch kitchen cabinets, a G.E.® appliance package and Moen® faucet fixtures
• Mature, wooded homesites on tranquil cul-de-sacs
• Charming community with over 20 acres of open space and an elementary school next door
• Proximity to Westminster and Hampstead’s countless shopping, dining and entertainment options
• Year ‘round outdoor recreation at neighboring Codorus State Park
• Easy access to Baltimore and surrounding areas
GPS Address: Intersection of Route 30 and Lineboro Road, Manchester, Maryland 21102
Directions:
-From I-695, take I-795 N approximately 8 miles to Rt 30N.
-Proceed on Rt 30 for 14 miles.
-Turn left onto Hallie Avenue into the community.
-Turn left onto Quantim Court. Model will be on your right.
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $260's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/18/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $269,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1.344%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.14%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $9,450
Loan amount: $265,100
Up front mortgage insurance amount: $4,559
$334 (Principal)
+ $1,049 (Interest)
+ $302 (Property Tax Estimate)
+ $31 (Hazard Insurance Estimate)
+ $122 (PMI Estimate)
+ $00 (Condo Fees)
- $292 (1st Year Tax Savings Estimate)
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$1,547 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.