3/21/2010 8:18:15 AM

Harmony

Indianapolis, IN

Harmony Community

School District: Franklin Township School System

Contact: (317) 862-4492
(317) 250-1382

Location: (Directions | Map It)

Hours: Selling from Moeller Estates Model Home

FIRST TIME HOME BUYERS DON'T MISS OUT ON THE $8000 TAX CREDIT!
FREE MORNING ROOM ON ALL PLANS, EXCLUDING THE PISA!
1 Point Towards Closing Costs at NVR Mortgage! ‡



This new home community’s name, Harmony, says it all! As it puts you close to downtown Indianapolis so each workday feels a bit more in accord with your personal schedule. The community lets you feel one with nature too through its ponds, an extended walking trail, and its own protected wooded areas. Retherford Park is also nearby for more outdoor recreation. Don’t just live well…live Harmoniously. Come see why Harmony is one of Franklin Townships’ and Indianapolis' best new home communities.

• Single-family homes with up to 5 bedrooms and up to 3 1/2 baths
• 1 and 2 level homes
• 2-car garages
• Perfect for your first home, move up home or that downsize home
• Community parks, ponds, protected woodlands, picnic pavilion, paved trail network and sidewalks with streetlamps
• Near shopping, dining and entertainment
• Near Retherford Park
• Minutes to I-465, I-65, I-74 and Acton Road
• Every home is Energy Star Certified

Directions:

* No Model Home! For Directions and More Information Visit Us at Moeller Estates

To Visit the Harmony Community ~
From North:
Travel South on I-465
Take Exit 49 for I-74 E toward Cincinnati/Southeastern Ave
Keep Left at the fork, continuing toward I-74 E
Merge onto I-74E
Take Exit 99 for Acton Road and turn Right
Travel 2.2 miles and turn right at entrance for Harmony
No Model in the Community

From South:
Travel East/North on I-465
Take Exit 49 for I-74 E toward Cincinnati/Southeastern Ave
Keep Left at the fork, continuing toward I-74 E
Merge onto I-74E
Take Exit 99 for Acton Road and turn Right
Travel 2.2 miles and turn right at entrance for Harmony
No Model in the Community


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Under $110's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year FHA
Sales Price: $102,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $3,605
Loan amount: $101,125
Up front mortgage insurance amount: $1,739

  $127  (Principal)
+ $400  (Interest)
+ $86  (Property Tax Estimate)
+ $17  (Hazard Insurance Estimate)
+ $46  (PMI Estimate)
+ $00  (Condo Fees)
- $111  (1st Year Tax Savings Estimate)
-------------------
$566 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.