3/13/2010 8:23:02 PM
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Hickory Valley

Independence, KY

Hickory Valley Community

School District: Kenton County

Contact: (859) 363-7111

Location: (Directions | Map It)

Hours: Monday 12PM-7PM, Tuesday-Thursday 11AM-7PM Friday-Sunday 11AM-6PM


With wooded, walk-out and cul-de-sac homesites available in a tranquil setting, Hickory Valley feels tucked away from the world. Yet this distinguished single-family home community boasts a convenient Independence location just minutes from major interstates and downtown Cincinnati. Come visit to see if you would like to call Hickory Valley home.

- Located in Independence, KY (Cited by Forbes Magazine as one of the fastest growing cities in the U.S.)
- All Homes include brick front (per prints) and brick wrap on the first floor.
- 3 and 4 bedrooms designs available
- All homes include a 2-car garage
- Ranch and 2-story designs available
- Homes are available with or without basements
- Select from either wooded, walk-out, cul-de-sac or relatively flat homesites
- Lofts, 2nd floor laundry rooms, side staircases, walk in closets and much more included
- Kenton County Schools
- Sod, Seed and landscape packages included with all homes
- Just minutes from major interstates and downtown Cincinnati

Directions:

-Take I-275 to 17 S.
-Left on Fowler Creek Rd.(Route 1486)
-Continue 1 mi. to community on left

For Navigation Use:
2713 Parkerridge Drive
Independence, KY 41051

Models Available

Starting from the Upper $120's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/12/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $129,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 1%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.22%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $6,500
Loan amount: $123,491
Up front mortgage insurance amount: $00

  $152  (Principal)
+ $502  (Interest)
+ $108  (Property Tax Estimate)
+ $24  (Hazard Insurance Estimate)
+ $92  (PMI Estimate)
+ $00  (Condo Fees)
- $140  (1st Year Tax Savings Estimate)
-------------------
$738 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.