3/12/2010 9:23:57 AM

Hidden Oaks

Deptford, NJ

Hidden Oaks Community

School District: Deptford School District

Contact: (856) 251-3150

Location: (Directions)

Hours: Monday 12-6pm, Tuesday-Friday 10-6pm, Saturday & Sunday 11-6pm

Grand Opening Incentive: Finished Basement Included! ‡


THE LOWEST-PRICED NEW SINGLE-FAMILY HOMES IN DEPTFORD TOWNSHIP, NJ – JUST 15 MINUTES FROM PHILADELPHIA

Ryan Homes is South Jersey’s #1Homebuilder for a reason – we simply offer homebuyers more. More features, more dependability, more quality, and more total value. Hidden Oaks in sought-after Deptford Township, NJ is just another example of that philosophy. This private, quiet new neighborhood just 15 minutes outside of Philadelphia is surrounded by everything you want and need – including highly rated Deptford schools – and showcases homes that never compromise style for value, while giving you plenty of room to grow for years.

• Located in Deptford Township, NJ, one of the most desirable locations in the Greater Philadelphia suburbs
• Private enclave of just 21 spacious single-family homes
• Up to 5 bedrooms and up to 3 ½ baths
• Up to 3,492 square feet of living space on 3 levels
• G.E.® appliances and Timberlake® cabinetry
• Energy Star® Qualified for lifelong energy cost savings
• Garages for up to 2 cars
• Walking distance to fun and fitness at the popular Fassola Park sports complex
• Just 15 minutes outside Philadelphia
• Highly rated Deptford School District
• Only 5 minutes from Deptford Mall, the Atlantic City Expressway, Rt. 42 and I-295

Directions:

From Route 55
-Take Rt. 55 to Exit 58
-At Light Make a right on Almonesson Rd.
-Make a right onto Copper.
-Make a Left onto Good Intent.
-Make a right onto Warwick Rd.
-Make a left onto Dane Ave.
-Community is at the end of Dane.


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Low $250's



Product: 30 Year Conventional
Sales Price: $254,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 2.25%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $12,750
Loan amount: $242,241
Up front mortgage insurance amount: $00

  $298  (Principal)
+ $984  (Interest)
+ $478  (Property Tax Estimate)
+ $42  (Hazard Insurance Estimate)
+ $180  (PMI Estimate)
+ $00  (Condo Fees)
- $274  (1st Year Tax Savings Estimate)
-------------------
$1,709 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.