Vineland, NJ
Finished Basement Included! ‡
New Spacious Cul-De-Sac Homesites Just Released!
Value meets space in Independence Walk, a remarkably priced community of single-family homes offering expansive homesites in an idyllic Cumberland County location. The generous outdoor living space is second to none, and makes for endless family barbecues and fun. Come and see why Independence Walk is one of Southern New Jersey's best new home communities.
• 3-4 bedrooms
• 1 ½ to 2 ½ bathrooms
• 1-2 car garage
• 1,675 – 2,500 square feet of thoughtfully designed living space
• Front yards with sod, side and rear yards with hydroseed
• Stunning single-family homes with spacious floorplans, elegant designs and meticulous craftsmanship
• Generously sized homesites
• Convenient to I-295 and Routes 42 and 55
Directions:
From Atlantic County:
- Take Route 322 North to Route 40 West (Harding Highway)
- Go 10 miles to a left onto Landis Avenue
- Turn right on Lincoln
- Left onto Oak
- Left onto Brewster
- Community will be on your right
From Philadelphia area:
-Take Rt. 42 South to Rt. 55 South to exit 35A (Garden Rd)
-At end, turn right onto Rt. 555 (Main Road)
-At first traffic light turn right onto Oak Rd.
-At blinking light turn right onto Brewster Rd
-Community is on your right
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Under $210's
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.462%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.25 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/15/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $206,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 2.25%
Origination Fee: 1%
Discount Points: 0.25%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $7,245
Loan amount: $203,241
Up front mortgage insurance amount: $3,496
$256 (Principal)
+ $805 (Interest)
+ $388 (Property Tax Estimate)
+ $34 (Hazard Insurance Estimate)
+ $93 (PMI Estimate)
+ $00 (Condo Fees)
- $224 (1st Year Tax Savings Estimate)
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$1,352 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.