3/15/2010 9:19:10 AM

Lake Forest

Lake Wylie, SC

Lake Forest Community

School District: Clover School District

Contact: (803) 746-5038

Location: (Directions)

Hours: By appointment only. Please call 803-746-5038.

Ryan Homes' Spring Savings Event!
Buy NOW and Receive 1/2 Off Options Up To $20,000!
Hurry! For a Limited Time Only! ‡



LAKESIDE LIVING!

Tucked away from the hustle and bustle, the intimate community of Lake Forest is a wooded paradise. 50’ tree buffers surround the neighborhood and every care is made to preserve the tranquility of this densely wooded, cul de sac community of only 66 homes. Perfectly located just over 2 miles from the Buster Boyd Bridge in Lake Wylie, South Carolina, the easy access to I-77 and I-485 makes Lake Forest the perfect spot for convenient living.

For your enjoyment, Lake Forest offers a charming lake front park which includes picnic tables, grills and a playground. The secluded spot is the ideal place to dip your toes in the lake, maybe drop a fishing line or lay out a picnic blanket. Homeowners further enjoy York County taxes and award winning Clover schools.

Some of the many luxurious appointments include open floor designs, soaring great rooms, an abundance of hardwoods and extensive molding. Customize your home with selections such as bonus rooms, finished basements, morning rooms, gourmet kitchens and luxurious owner’s suites. From the timeless architectural beauty of our homes to our grand interior designs, discover why Ryan homeowners truly love to be at home!

Directions:

-I-485 to Exit 1 (S. Tryon)
-Left onto Hwy. 49 South approximately 9 miles to Lake Wylie, crossing over the Buster Boyd Bridge.
-At the end of the bridge, travel approximately 2 miles and turn left on Evergreen (landmark is an Anytime Fitness)
Community is on right.


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Upper $190's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.462%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.25 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/15/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year FHA
Sales Price: $199,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 0.54%
Origination Fee: 1%
Discount Points: 0.25%
Hazard Insurance: 0.25%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $7,000
Loan amount: $196,368
Up front mortgage insurance amount: $3,377

  $247  (Principal)
+ $777  (Interest)
+ $90  (Property Tax Estimate)
+ $42  (Hazard Insurance Estimate)
+ $90  (PMI Estimate)
+ $00  (Condo Fees)
- $216  (1st Year Tax Savings Estimate)
-------------------
$1,030 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.