11/20/2009 7:05:12 PM
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Lawton Valley Hunt

Clay, NY

School District: Cicero North Syracuse School District

Contact: (315) 699-2423

Location: (Directions | Map It)

Hours: Monday 1-7, Tuesday-Friday 11-7, Saturday & Sunday 11-6

Brand New Phase Just Released with 15 Home Sites! ‡


Nestled into a gently rolling landscape, Lawton Valley Hunt offers spacious, affordable homes in a picturesque setting close to everyday conveniences. Enjoy easy access to Routes 81, 481 and the NYS Thruway, while major shopping centers and a new community library are just minutes away.

• Located in Clay, NY
• Up to 5 bedrooms and up to 3 ½ bathrooms
• GE® appliance package
• Spacious homesites
• Energy Star certified
• Single-family homes in a picturesque country setting
• Well-respected Cicero North Syracuse School District
• Convenient to 2 major shopping centers and new community library
• Easy access to Routes 81, 481 and the NYS Thruway

Directions:

-Take Rt. 81 N. to the Cicero exit
-Left on Rt. 31
-Left on Rt. 11
-Take a quick right on Crabtree
-Left on Lawton Rd.
-Right on Bingley Ln.
-Model on left

For Navigation Use:
5574 Bingley Lane
Clay, NY 13041


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Low $160's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.625%, an APR not to exceed 5.328%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.625 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 11/20/2009 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $162,990
Interest Rate: 4.625%
Downpayment: 5%
Property Tax Rate: 3.2%
Origination Fee: 1%
Discount Points: 0.625%
Hazard Insurance: 0.23%
PMI: 0.79%
Up Front MI: 0%
Downpayment Estimate: $8,150
Loan amount: $154,841
Up front mortgage insurance amount: $00

  $199  (Principal)
+ $597  (Interest)
+ $435  (Property Tax Estimate)
+ $31  (Hazard Insurance Estimate)
+ $102  (PMI Estimate)
+ $00  (Condo Fees)
- $166  (1st Year Tax Savings Estimate)
-------------------
$1,198 : Estimated Monthly Payment