Middletown, NJ
Middletown Crossings is designed for homebuyers who want style, value, low-maintenance and a convenient location – even if it may be their very first new home purchase. Middletown Crossings proves that the best new home purchase decision doesn’t have to have the highest price. The new community is a commuter’s dream, located less than 10 miles from the New York City commuter’s ferry and major highway routes connecting you to Manhattan and North Jersey. Public transportation, shopping, dining and entertainment are also within minutes of your new home at Middletown Crossing – and with these townhomes’ emphasis on low maintenance, you’ll have more time to enjoy all the great nearby diversions that its location offers. Come and see why Middletown Crossings is one of Central New Jersey's best new home communities.
• Located in Middletown, NJ
• Best-priced garage townhomes in a location prized for easy commuting and a rewarding lifestyle
• Up to 3 bedrooms and up to 2 ½ baths
• 1-car garage
• Inviting, 3-level townhomes with special touches like hardwood flooring in the foyer and powder room, G.E.® appliances, Timberlake® cabinetry and more
• Great selection of optional features – upgraded countertops and flooring, upgraded cabinetry, addition of a morning room (availability varies by homesite)
• Low-maintenance living
• Minutes from New York City commuter ferry, major highway routes, public transportation, shopping, dining and more
(All pictures shown on this website are artist renderings.)
Directions:
To Sales Office(Harmony Glen)
From South
-GSP N. to Exit 114 (Holmdel/Middletown)
-Right on Red Hill Rd (CR 52)
-Right on Holland Rd
-Go 1 mile, turn left back onto Red Hill Rd
-Left on Kings Hwy/Harmony Rd
-Community on right
From North
-At Exit 114 turn left at end of ramp, follow directions above.
To Community (No Sales Office On-Site)
From the North
-Take GSP to Exit 117
-Merge onto Hwy 36 (approx. 7 miles)
-Community on right
From the South
-Take GSP to Exit 114
-Take Laurel Ave to Hwy. 36 and turn right
-Community approx. 5 miles on right
Models Available
Starting from the Upper $290's
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $299,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $10,500
Loan amount: $294,556
Up front mortgage insurance amount: $5,066
$371 (Principal)
+ $1,166 (Interest)
+ $500 (Property Tax Estimate)
+ $50 (Hazard Insurance Estimate)
+ $135 (PMI Estimate)
+ $00 (Condo Fees)
- $324 (1st Year Tax Savings Estimate)
-------------------
$1,897 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.