Camby, IN
FIRST TIME HOME BUYERS DON'T MISS OUT ON THE $8000 TAX CREDIT!
FREE MORNING ROOM ON ALL PLANS, EXCLUDING THE PISA!
1 Point Towards Closing Costs at NVR Mortgage! ‡
A rewarding new home for your family – inside and outside – is yours to create now at Northfield at Heartland Crossing, located in Camby, IN. This new home community’s handsome single-family homes give you plenty of room to grow and play, and there’s virtually limitless growth and play space outside in the community, and in nearby Valley Ridge Park. Northfield at Heartland Crossing offers sidewalk-lined streets, a tot lot and play area, picnic pavilion, ponds, and volleyball and tennis courts. Come and see why Northfield at Heartland Crossing is one of Decatur Township's best new home communities!
• Single-family homes with up to 5 bedrooms and up to 2 1/2 baths on 2 levels
• 2-car garages
• Community parks, ponds, tennis and volleyball courts, picnic pavilion and sidewalks
• Near shopping, dining and entertainment
• Near Valley Ridge Park
• Just 5 minutes from I-465
Directions:
To Visit the Community / Model ~
Directions from the S/W of I-465:
Take Exit 8 for State 67 South / Kentucky Ave.
Turn left onto Kentucky Ave.
Sharp left at Camby Road
Take 2nd right onto Trotter Road
Right at Gates Corner Drive
Model ahead on the Left
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $90's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $96,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $3,395
Loan amount: $95,233
Up front mortgage insurance amount: $1,638
$120 (Principal)
+ $377 (Interest)
+ $81 (Property Tax Estimate)
+ $16 (Hazard Insurance Estimate)
+ $44 (PMI Estimate)
+ $00 (Condo Fees)
- $105 (1st Year Tax Savings Estimate)
-------------------
$533 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.