3/20/2010 7:32:01 PM
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Sedwick Village At Charter Colony

Midlothian, VA

Sedwick Village At Charter Colony Community

School District: Midlothian School District

Contact: (804) 794-7381

Location: (Directions)

Hours: Monday 12pm-6pm; Tuesday-Friday 10am-6pm; Saturday 10am-5pm; Sunday 11am-6pm;

For a Limited Time Receive an Included Morning Room OR $8,000! Homesite Special - the Bridgeport on homesite 13 - priced at $402,990 with included 3 car gargage, fireplace, morning room, almost 3,900 sq ft and on 1/2 acre homesite within walking distance to pool! ‡


Sedwick Village at Charter Colony in prestigious Midlothian offers a refreshing combination of tranquility, privacy, amenities and value. Each masterfully crafted home rests on a generously large homesite, making for endless hours of outdoor relaxation and backyard fun. Tucked away in the thoughtfully planned community of Charter Colony, residents will enjoy the neighborhood pool, clubhouse, tennis courts, playgrounds, recreational fields, a public pavilion, and tree-lined pedestrian-friendly sidewalks. Come and see why Sedwick Village is one of Chesterfield County’s best new home communities.

• Located in Midlothian, VA
• Easy access to Route 288
• 3-7 bedrooms
• Up to 4 ½ bathrooms
• 2 or 3-car garage with carriage style doors
• Up to 6,000 square feet of living space
• Crown moulding and trim package in the formal rooms
• Hardwood flooring in the foyer
• G.E.® appliances
• 42” kitchen cabinetry with crown moulding
• Moen® faucets

Directions:

-From 288, take the Woolridge rd. exit
-Take first left onto Charter Park Dr.
-Take first left onto Westwood Village Drive
-Sales center is in Clubhouse straight ahead


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Low $350's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details. NVR Mortgage Finance, Inc. is licensed by the Virginia State Corporation Commission as mortgage lender and broker, MC-528

Product: 30 Year FHA
Sales Price: $353,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 0.95%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.11%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $12,390
Loan amount: $347,578
Up front mortgage insurance amount: $5,978

  $437  (Principal)
+ $1,376  (Interest)
+ $280  (Property Tax Estimate)
+ $32  (Hazard Insurance Estimate)
+ $159  (PMI Estimate)
+ $00  (Condo Fees)
- $383  (1st Year Tax Savings Estimate)
-------------------
$1,903 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.