Fredericksburg, VA
NEW COMMUNITY! Everyone Qualifies for the Ryan Homes Stimulus Package!
HOMESITE SPECIAL!!
$4,000 towards Closing Costs or Options(subject to the use of NVRM), and a FREE Finished Basement! ‡
NEW SINGLE-FAMILY HOMES IN AN ESTABLISHED, RECREATION-RICH COMMUNITY NEAR HISTORIC DOWNTOWN FREDERICKSBURG, VA.
When you’re ready for a new home, new memories and a new way for your family to live, make the “new” choice that is already tried and true, by choosing a new Ryan Home in the already well-established community of Stafford Lakes Village. With its location close to the conveniences and history of Fredericksburg, its recreation amenities that are in place and ready for you to enjoy, and more than 60 years of Ryan Homes’ expertise on your side, your new home at Stafford Lakes Village will feel like a friend you’ve known for years.
• Prime Stafford County location minutes from historic downtown Fredericksburg, VA
• Spacious single-family homes with up to 5 bedrooms and 3 1/2 bathrooms
• 2-car garage
• Fantastic cul de sac homesites up to ½ acre
• Amazing included features: Eat-in kitchens with G.E.® appliances, 9-foot ceilings (per plan), extensive ceramic tiling in all bathrooms, stylish brushed nickel door hardware and light fixtures, premium landscaping and more
• Community pool, clubhouse, tot lots and large nature conservation areas
• Convenient to shopping, restaurants, family entertainment, I-95 and VRE commuter trains
Directions:
Visit us at our New Venice Model:
-From I 95, take exit 133 towards Warrenton (Route 17 North)
-Proceed approx. 2.8 miles on Route 17 North
-Take a left onto Village Parkway.
-Proceed approx. 1.8 Miles on Village Parkway, Model on the left side of street
For Navigation: 605 Village Parkway, Stafford, VA 22406
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Mid $260's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details. NVR Mortgage Finance, Inc. is licensed by the Virginia State Corporation Commission as mortgage lender and broker, MC-528
Product: 30 Year FHA
Sales Price: $265,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 0.84%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.11%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $9,310
Loan amount: $261,172
Up front mortgage insurance amount: $4,492
$329 (Principal)
+ $1,034 (Interest)
+ $186 (Property Tax Estimate)
+ $24 (Hazard Insurance Estimate)
+ $120 (PMI Estimate)
+ $00 (Condo Fees)
- $287 (1st Year Tax Savings Estimate)
-------------------
$1,405 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.