Mt Holly, NC
Ryan Homes' Spring Savings Event!
Buy NOW and Receive 1/2 Off Options Up To $25,000!
Hurry! For a Limited Time Only! ‡
BOAT SLIP AND WATER-VIEW/WATER-ACCESS HOMESITES AVAILABLE
Lakefront living at its finest! Stonewater is a premier waterfront neighborhood on stunning Mountain Island Lake, just 11 miles from uptown Charlotte. Choose your estate-size wooded homesite in this resort community, and enjoy a lakefront pool and clubhouse, tennis, walking trails, boat slips and even lighted boardwalks that showcase the area’s natural beauty.
• Located in Mt. Holly, NC
• Up to 7 bedrooms and up to 6 bathrooms
• Up to 7,000+ square feet
• Wooded and waterfront cul-de-sac homesites of up to 1 acre
• 1st floor owner’s suites, in-law suites, conservatories and walk-out basements available
• Lakefront pool and clubhouse
• Lighted tennis courts
• Playground and tree lined walking trails
• Lighted boardwalk
• Boat slips and community boat storage available
• Easy Access to Highway 16, Uptown Charlotte and I-85
Also on RyanHomes.com, see Stonewater-Water Access
Directions:
-Hwy. 16 N. crossing Mount Holly/Huntersville Rd.
-Continue 2 mi. on Hwy. 16 N.
-Right on Horseshoe Bend Beach Rd.
-Go 1 mile and turn right on Stonewater Bay Rd.
-Model on right.
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $230's
Decorated Model
**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/16/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year Conventional
Sales Price: $239,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.22%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $12,000
Loan amount: $227,991
Up front mortgage insurance amount: $00
$280 (Principal)
+ $926 (Interest)
+ $240 (Property Tax Estimate)
+ $44 (Hazard Insurance Estimate)
+ $169 (PMI Estimate)
+ $00 (Condo Fees)
- $258 (1st Year Tax Savings Estimate)
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$1,402 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.