Stanley, NC
Ryan Homes' Spring Savings Event!
Buy NOW and Receive 1/2 Off Options Up To $20,000!
Hurry! For a Limited Time Only! ‡
Welcome to The Gates at Waterside Crossing, where you will discover the lifestyle you have been dreaming of at a price you can afford! You'll appreciate this community's country side setting combined with the conveniences of an urban location. The Gates at Waterside Crossing is an established neighborhood located across Pilot Knob Rd from the shopping, offices and Harris Teeter at Waterside Crossing.
At The Gates you are only 3 minutes from HWY 16, and 5 minutes from the water's edge at Blythe Landing, where with ease you can launch your boat for an afternoon of fishing, skiing and fun. Don’t miss your opportunity to live the Lake Norman lifestyle at an unbelievable value! Choose from our many spacious and open floorplans from the $160’s to the $230’s!
• Up to 6 bedrooms and up to 4 full baths
• 2-car garages
• 2-story, 3-story, and ranch homes available!
• BASEMENT HOMESITES WITH FABULOUS BASEMENT PRICES!
• Residents' swim club, playground, open common areas, and walking trails
• Wooded homesites!
• Just minutes to Lake Norman, I-77, Birkdale Village, 485, and Northlake Mall
• Located in Stanley, NC, in Lincoln County
Directions:
-I-77 North to Exit 25.
-Left at exit onto HWY 73/Sam Furr Rd.
-Pass Birkdale Village. Go 7 miles to Left at Beach's Grocery onto Killian Farm Rd.
-Proceed 1.2 miles to Right onto Sifford Rd.
-The Gates at Waterside Crossing will be on your right.
-OR-
-I-485 to North on Brookshire Freeway/Hwy-16
-Follow Hwy-16 North to Hwy-73
-Right on Hwy. 73, Pass Fire Station on Right
-Proceed approx .25 mile to Killian Farm Road
-Turn Right on Killian Farm Road
-Proceed 1.2 miles to Right on Sifford Road
-The Gates at Waterside Crossing will be on your Right
-Model home is located on the first Left corner after entering the community
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Low $170's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.44%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $174,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.22%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $6,125
Loan amount: $171,820
Up front mortgage insurance amount: $2,955
$216 (Principal)
+ $680 (Interest)
+ $175 (Property Tax Estimate)
+ $32 (Hazard Insurance Estimate)
+ $79 (PMI Estimate)
+ $00 (Condo Fees)
- $189 (1st Year Tax Savings Estimate)
-------------------
$993 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.