3/18/2010 3:45:53 PM
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The Manors At Crossroads

Florence, NJ

The Manors At Crossroads Community

School District: Florence Township School District

Contact: (609) 499-1012

Location: (Directions)

Hours: Monday 12-6pm, Tuesday-Friday 10-6pm, Saturday & Sunday 11-6pm.

Finished Basement Included! ‡


Homes have never been more attractive or attractively priced than the homes in The Manors at Crossroads. Tucked away in desirable Burlington County, each architecturally inspiring home is surrounded by mature trees. Nearby Routes 130, 295, and the NJ Turnpike make commuting by auto easy and enjoyable. And the RiverLine Train Station is within a five-minute drive. Come and see why The Manors at Crossroads is one of Central New Jersey's best new home communities.

• Located in Burlington County, NJ
• Up to 5 bedrooms
• Up to 4.5 bathrooms
• 2-car garage
• Up to 4,300 square feet of innovative living
• G.E. Appliances
• Timberlake Cabinetry
• Close to Routes 130, 295, the NJ Turnpike and the RiverLine Train Station

Directions:

From 295
-Take exit 52B toward Florence
-Take Florence/Columbus Rd for 2 miles
-Community on right

GPS Address: 1051 Florence Columbus Rd.
Florence NJ 08518


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Upper $340's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.75%, an APR not to exceed 5.53%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.5 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/18/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $349,990
Interest Rate: 4.75%
Downpayment: 5%
Property Tax Rate: 2.5%
Origination Fee: 1%
Discount Points: 0.5%
Hazard Insurance: 0.2%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $17,500
Loan amount: $332,491
Up front mortgage insurance amount: $00

  $418  (Principal)
+ $1,316  (Interest)
+ $729  (Property Tax Estimate)
+ $58  (Hazard Insurance Estimate)
+ $247  (PMI Estimate)
+ $00  (Condo Fees)
- $366  (1st Year Tax Savings Estimate)
-------------------
$2,403 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.