North Ridgeville, OH
Simplify your life at Timber Ridge, a quiet oasis tucked inside Ryan Homes’ newest neighborhood in growing, North Ridgeville, Ohio. Upon arriving, you’ll instantly feel at home where wooded home sites, open spaces, and cul-de-sac streets give way to distinguished single-family homes. Timber Ridge has everything you are looking for including a convenient location, impressive home designs, and a family friendly environment! Enjoy the ultimate lifestyle at Timber Ridge.
Located in North Ridgeville, OH
• Ranch and 2-story homes available
• Oversized homesites and expansive single-family homes
• Tree lined streets, ponds, landscaping mounds, and open green spaces throughout the community
• Highly desirable North Ridgeville School District
• Easy access to major highways and everyday conveniences
Directions:
From I-480 Exit Lorain Rd.
Head south on Lorain Rd. 1.5 miles
Turn left onto Bagley
Community is 1/4 mile down on the right
For Navigation Use:
32330 Bagley Road
North Ridgeville, OH 44039
Models Available
Starting from the Upper $140's
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.44%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $149,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1.5%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $5,250
Loan amount: $147,273
Up front mortgage insurance amount: $2,533
$185 (Principal)
+ $583 (Interest)
+ $187 (Property Tax Estimate)
+ $25 (Hazard Insurance Estimate)
+ $68 (PMI Estimate)
+ $00 (Condo Fees)
- $162 (1st Year Tax Savings Estimate)
-------------------
$886 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.