3/17/2010 11:41:49 PM
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Villages Of Winding Creek

Springboro, OH

Villages Of Winding Creek Community

School District: Springboro

Contact: (937) 885-3571

Location: (Directions | Map It)

Hours: Monday 12PM-7PM, Tuesday-Thursday 11AM-7PM, Friday-Sunday 11AM-6PM


With rich amenities and a prime location within easy reach of everything, The Villages of Winding Creek offers an inspired resort-like lifestyle. Located in Clearcreek Township, this remarkable master planned community is planned to boasts a pool, and clubhouse. As if that is not enough, residency here also includes the "Excellent Rated" Springboro school District and close proximity to shopping and dining.

-Located in Clearcreek Township and Washington Township
-Up to 5 Bedrooms
-2-car garage or 3 car garage
-Ranch or 2-Story homes available
-Formal and contemporary home styles
-"Excellent" Rated Springboro School District
-Community Pool, Clubhouse and more planned to come soon.
-Prime Clearcreek Township location near shopping, fine dining and everyday conveniences

-The Legacy from the $150's
-The Falls from the $180's
-Turning Leaf/Meadows from the $190's


Directions:

Directions:
-State Route 48
-Between Social Row Road and Lytle Five Points Road.
-South of Centerville

For Navigation Use:
1516 Little Falls Drive
Centerville, Ohio 45458

Models Available

Starting from the Upper $140's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/17/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year FHA
Sales Price: $147,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $5,180
Loan amount: $145,310
Up front mortgage insurance amount: $2,499

  $183  (Principal)
+ $575  (Interest)
+ $123  (Property Tax Estimate)
+ $25  (Hazard Insurance Estimate)
+ $67  (PMI Estimate)
+ $00  (Condo Fees)
- $160  (1st Year Tax Savings Estimate)
-------------------
$813 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.