Toano, VA
Receive $8,000 in Closing Costs! Homesite Special- The Sienna on Homesite 178, Only,
$239,990 with GE Appliances, 2 car garage, preferred homesite facing green space! Ready in August! ‡
Welcome to White Hall, a traditional community with the comforts of an old fashioned neighborhood but with forward thinking amenities and conveniences. With two homestyles to choose from, the Neo-traditional style with rear garage or the Craftsman style with two-car front entry garages, you'll be sure to find a perfect fit. All of our homes feature open airy floorplans designed to accommodate today's busiest people. The community location is just as accommodating, just minutes from I-64. Come and see why Whitehall is one of James City County’s best new home communities.
• James City County location near I-64
• Convenient to shopping and dining in Williamsburg
• Full Basements Available on every homesite!
• Community pool, clubhouse, walking trails, tennis courts
• Neo-traditional and Craftsman designs
• Open expansive floorplans—perfect for entertaining!
• 2-car garages available
• 3-5 bedrooms
• Optional loft (per plan)
Directions:
From I-64:
-Take Exit 231A toward Norge/Toano
-Turn Right onto Rochambeau Drive.
-Continue 2.5 miles to the townes model on the Right.
-Take first right onto Rochambeau Drive and proceed for 2.5 miles.
-Decorated Model will be on your Right
GPS: 3584 Westham Lane
Toano, VA 23168
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $230's
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.439%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/19/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details. NVR Mortgage Finance, Inc. is licensed by the Virginia State Corporation Commission as mortgage lender and broker, MC-528
Product: 30 Year FHA
Sales Price: $239,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.11%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $8,400
Loan amount: $235,643
Up front mortgage insurance amount: $4,053
$296 (Principal)
+ $933 (Interest)
+ $200 (Property Tax Estimate)
+ $22 (Hazard Insurance Estimate)
+ $108 (PMI Estimate)
+ $00 (Condo Fees)
- $259 (1st Year Tax Savings Estimate)
-------------------
$1,300 : Estimated Monthly Payment
Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.