3/14/2010 2:18:47 PM
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Winding Creek

Wesley Chapel, NC

Winding Creek Community

School District: Union County Schools

Contact: (704) 882-2924

Location: (Directions)

Hours: By Appointment Only - Please call the Lake Park community at 704-882-2924.

Ryan Homes' Spring Savings Event!
Buy NOW and Receive 1/2 Off Options Up To $20,000!
Hurry! For a Limited Time Only! ‡



ONLY 4 MORE HOMESITES AVAILABLE!

Winding Creek offers single family homes nestled in the rolling countryside of Union County near Weddington. This secluded community has only 4 more homesites available, and offers a variety of exciting one and two-story designs with luxury 1st floor owner suites, sunrooms, gourmet kitchens and finished basements. Come visit today and see for yourself why Winding Creek is the perfect choice at the right price!

• Low Union County taxes
• Union County schools
• Cul-de-sac and wooded homesites up to 3/4 acre!
• Two and three-car garages
• One and two-story designs with 3-5 bedrooms
• Basement homesites
• Minutes from Providence Road, Rea Road and I-485

Directions:

-I-485 to Exit 57 (Providence Rd)
-Go south 2.9 miles and turn left on Weddington Rd/ Hwy 84.
-Go 5.5 miles to right on Potter Rd.
-Community is 1.9 miles on left.


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Mid $190's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.621%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 3/12/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $195,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.22%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $9,800
Loan amount: $186,191
Up front mortgage insurance amount: $00

  $229  (Principal)
+ $756  (Interest)
+ $196  (Property Tax Estimate)
+ $36  (Hazard Insurance Estimate)
+ $138  (PMI Estimate)
+ $00  (Condo Fees)
- $210  (1st Year Tax Savings Estimate)
-------------------
$1,145 : Estimated Monthly Payment



Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. Prices, financing and other offers subject to change without notice. See sales representative for details.