Waynesboro, PA
Federal tax credit has been extended for a limited time . . . and this time first time AND current homeowners may be able to cash in! Ask for details!
Welcome to one of the area’s best kept secrets! Spring Run enjoys an enviable location in Waynesboro, PA that borders the Maryland state line, enabling homebuyers to save up to $100,000 while living within minutes of everything. This idyllic single-family home community boasts a picturesque, small town setting within minutes of the Valley Mall, Hagerstown, Gettysburg, Ski Liberty and more. Relax with rolling mountain vistas and friendly neighbors, all 30 minutes from Frederick.
• Located in Waynesboro, PA
• Up to 5 bedrooms
• 2-car garage
• Stone and brick fascades available
• Stately single-family homes with elegant appointments, gracious floorplans and today’s most sought-after features
• Scenic ½ acre homesites
• Picturesque family-friendly community with rolling mountain vistas, lamp-lit walking trails and tree-lined fence rows
• Near Waynesboro Country Club, with golf, tennis, swimming and social memberships available
• Abundant outdoor activities at the Appalachian Trail, Ski Liberty and Whitetail Ski Resort
• Convenient to the Valley Mall and Prime Outlets in Gettysburg and Hagerstown
• Located along the Maryland state line, just 30 minutes to Frederick
Directions:
From Frederick:
- Follow I-70 to Rt 66 North toward Smithsburg.
- Continue straight through traffic circle.
- Turn right onto Route 64 at traffic signal.
- Turn right at 4-way stop on Rte 418.
- At traffic signal turn left onto Rte 16 Buchanan Trail East.
- Follow through four stop lights and turn right on N. East Ave.
- Stay straight at stop sign onto Gehr Rd.
- Turn right on Washington Township Blvd.
- Turn left on Mystic Rock Ln.
- Model on right.
Models Available
Starting from the Upper $180's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.75%, an APR not to exceed 5.462%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.25 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 12/4/2009 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $189,990
Interest Rate: 4.75%
Downpayment: 3.5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0.25%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $6,650
Loan amount: $186,549
Up front mortgage insurance amount: $3,208
$235 (Principal)
+ $738 (Interest)
+ $190 (Property Tax Estimate)
+ $32 (Hazard Insurance Estimate)
+ $86 (PMI Estimate)
+ $00 (Condo Fees)
- $205 (1st Year Tax Savings Estimate)
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$1,075 : Estimated Monthly Payment