2/9/2010 8:37:09 AM
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Vistas At Gallahan

Fort Washington, MD

Vistas At Gallahan Community

School District: Prince George's County Public Schools

Contact: (301) 292-6838

Location: (Directions)

Hours: Monday 12-6 Tuesday - Friday 10-6 Saturday & Sunday 11-6

The Federal Tax Credit has been extended for a limited time. Both 1st time buyers and current home owners may benefit. Ask for details.


If you were to create a “wish list” outlining your ideal new home and community, it would probably include: elegant home by a quality builder, spacious homesite with spectacular views, convenient location, affordably priced. Welcome to Ryan Homes at the Vistas at Gallahan, where your wish has an address!

• Located in Fort Washington, MD
• Includes 4 bedrooms & 2-1/2 baths
• Attached 2-car garage
• 25 homesites up to 1.9 acres in size
• Unbelieveable valley views
• Conveniently located near Route 210 and other commuter routes

Directions:

Selling from our Belle Oak Estates model:
Take I-495 to Exit 3A (Rt. 210 S./Indian Head Hwy.) Continue for 10 miles to a left on MD 373. Proceed 0.5 mile to right on Menk Rd. Yorkshire model straight ahead.

Models Available

Starting from the Low $320's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.875%, an APR not to exceed 5.574%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 2/9/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year FHA
Sales Price: $322,990
Interest Rate: 4.875%
Downpayment: 3.5%
Property Tax Rate: 1.14%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.14%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $11,305
Loan amount: $317,140
Up front mortgage insurance amount: $5,454

  $390  (Principal)
+ $1,288  (Interest)
+ $307  (Property Tax Estimate)
+ $38  (Hazard Insurance Estimate)
+ $145  (PMI Estimate)
+ $00  (Condo Fees)
- $358  (1st Year Tax Savings Estimate)
-------------------
$1,810 : Estimated Monthly Payment