11/28/2009 6:33:04 PM
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Windhurst Manor

Millville, DE

Contact: (302) 541-8595

Location: (Directions)

Hours: Monday 12-6pm, Tuesday-Friday 10-6pm, Saturday & Sunday 11-6pm

$8,000 Tax Credit for First-Time Buyers, $6,500 for Current Homeowners* and Special Ryan Savings for EVERY Buyer!** ‡


Every aspect of Windhurst Manor has been meticulously designed to provide you the ultimate in comfort, value and serenity. Enjoy luxurious villa homes in a tranquil, wooded community that boasts a lovely pool and pool house on-site and a desirable location within minutes of the beach and Bethany’s shops, restaurants, golf, entertainment and more.

• Located in Millville, DE
• 3 bedrooms and 2 ½ bathrooms
• 2,023+ square feet
• Gracious, 2-level villa homes with an expansive country kitchen, 1st floor owner’s suite, spacious floorplans and meticulous craftsmanship
• Custom options include a loft, morning room and more
• Tranquil, wooded community with pool and pool house
• Just 3 miles from beach
• Minutes from Bethany’s eclectic shops, fabulous restaurants, golfing, recreation and fun

*Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. **Savings vary by community. Available on new sales contracts through 11/30/09. Prior sales and homes under construction excluded. Cannot be combined with any other offers. Must use NVR Mortgage, Inc. to receive incentive. Prices, offers and financing subject to change without notice. See a Sales and Marketing Representative for details.

Directions:

From Route 1
-Take Route 26 West approx. 3 ½ miles
-Turn left on Windmill Rd.
-Community is ¼ mile on right


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Low $230's

**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.625%, an APR not to exceed 5.271%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 11/27/2009 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year Conventional
Sales Price: $231,990
Interest Rate: 4.625%
Downpayment: 5%
Property Tax Rate: 0.6%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.21%
PMI: 0.79%
Up Front MI: 0%
Downpayment Estimate: $11,600
Loan amount: $220,391
Up front mortgage insurance amount: $00

  $284  (Principal)
+ $849  (Interest)
+ $116  (Property Tax Estimate)
+ $41  (Hazard Insurance Estimate)
+ $145  (PMI Estimate)
+ $00  (Condo Fees)
- $236  (1st Year Tax Savings Estimate)
-------------------
$1,199 : Estimated Monthly Payment