2/9/2010 5:44:28 AM

Eaglesmere

Mays Landing, NJ

Eaglesmere Community

School District: Hamilton Township School District

Contact: (609) 407-2801

Location: (Directions)

Hours: Monday 12-6pm, Tuesday-Friday 10-6pm, Saturday & Sunday 11-6pm.

$8,000 Tax Credit for First-Time Buyers, $6,500 for Current Homeowners* and Special Ryan Savings for EVERY Buyer!** Finished Basement Included!** ‡


Your home becomes your retreat in Eaglesmere, a beautiful new community of single-family homes nestled in Mays Landing offering an inspiring lifestyle in a location close to commuter routes and more. Don’t let Eaglesmere’s tranquil wooded setting fool you. Commuter routes, including 322, 40 and the Garden State Parkway are within convenient reach.

• Up to 4 bedrooms
• Up to 2 ½ bathrooms
• Up to 2-car garage
• Up to 3,700 square feet of luxurious living space
• Morning Room Included (except on Sorrento)
• Easy access to Routes 322, 40 and the Garden State Parkway

*Federal tax credit up to $8,000 for first-time buyers and $6,500 for move-up buyers available on homes under contract as primary residences by 4/30/2010 and settled by 6/30/2010. $8,000 tax credit is for first-time buyers or those who have not owned a primary residence in 3 years. The $6,500 credit is Available to Move-Up Buyers who have maintained the same principal residence for any 5-consecutive year period during the 8-year period ending on the date of the settlement. Income limitations and other restrictions apply. We suggest you consult a Certified Public Accountant and IRS.gov for tax advice and official requirements. **Savings vary by community. Available on new sales contracts through 2/28/10. Prior sales and homes under construction excluded. Cannot be combined with any other offers. Must use NVR Mortgage, Inc. to receive incentive. Prices, offers and financing subject to change without notice. See a Sales and Marketing Representative for details.

Directions:

From Garden State Parkway
-Take AC Expressway west to exit 12
-After toll stay left
-At light turn left onto Wrangleboro Rd.
-Stay straight at the next light onto jughandle
-Merge onto 322 Eastbound
-At second light turn right on McKee Avenue
-Take first right onto Volunteer Way
-Follow to community

From Rt. 42
-Take the ACExpressway east to exit 12
-Turn right at end of ramp onto Wrangleboro Rd.
-Stay straight through 4 lights onto jughandle
-Merge onto 322 Eastbound and follow directions above.


‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.

Models Available

Starting from the Upper $210's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.875%, an APR not to exceed 5.574%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 2/9/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year FHA
Sales Price: $219,990
Interest Rate: 4.875%
Downpayment: 3.5%
Property Tax Rate: 2.25%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $7,700
Loan amount: $216,005
Up front mortgage insurance amount: $3,715

  $266  (Principal)
+ $878  (Interest)
+ $412  (Property Tax Estimate)
+ $37  (Hazard Insurance Estimate)
+ $99  (PMI Estimate)
+ $00  (Condo Fees)
- $244  (1st Year Tax Savings Estimate)
-------------------
$1,447 : Estimated Monthly Payment