2/9/2010 5:44:18 AM

Waterbury

North Ridgeville, OH

Waterbury Community

Contact: (440) 327-1008
(440) 327-1014

Location: (Directions)

Hours: Mon. 12-7pm Tues. – Thrs. 11-7pm Fri. - Sun. 11-6pm


Ryan Homes is excited to be a part of Waterbury, offering everything you want most in a single-family home at remarkably affordable prices. In addition to our lovely homes and beautiful setting, this thoughtfully designed community offers you a wonderful vacation lifestyle. Enjoy an outdoor pool, clubhouse, and playground equipment, among miles of neighborhood sidewalks to enjoy!

Less than a mile from I-480 and I-80, we offer the lifestyle you desire in a community located within quick, easy access to local shopping, restaurants and entertainment, and only 25 minutes from downtown Cleveland. Come discover Waterbury’s newest builder and everything we have to offer from our remarkable warranties and name brand products, to the best value in the area!

Directions:

Take 480 west to Route 10 west. Take Route 10 west to Route 83 Exit. Turn right off the 83 exit and head north. Turn left onto Chestnut Ridge Road. Turn right onto Bender Road. Community is on the right hand side approximately 1/2 of a mile.

For Navigation Use:
38619 Terrell Drive
North Ridgeville, OH 44039

Models Available

Starting from the Upper $120's

**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.875%, an APR not to exceed 5.574%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 2/9/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.

Product: 30 Year FHA
Sales Price: $129,990
Interest Rate: 4.875%
Downpayment: 3.5%
Property Tax Rate: 1.6%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.2%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $4,550
Loan amount: $127,636
Up front mortgage insurance amount: $2,195

  $157  (Principal)
+ $519  (Interest)
+ $173  (Property Tax Estimate)
+ $22  (Hazard Insurance Estimate)
+ $58  (PMI Estimate)
+ $00  (Condo Fees)
- $144  (1st Year Tax Savings Estimate)
-------------------
$785 : Estimated Monthly Payment