Hanover, MD
Morning Room Included!* ‡
You’re ready to move up to your next new home, so why not move up to the best? The best location in central Anne Arundel County, putting Columbia, Baltimore, Washington, Fort Meade, Annapolis and BWI Marshall Airport within easy reach. The most room to grow, with ½-acre wooded homesites and a variety of classic single-family home designs that offer up to 6 bedrooms and up to 6 baths. The most shopping, dining and entertainment options in the area, all within minutes from home…and of course, the longest-lasting value, from Maryland’s #1 homebuilder, Ryan Homes.
• In Hanover, MD – sought-after, central Anne Arundel County location
• Private, cul-de-sac community of just 15 wooded, ½-acre homesites
• Classic single-family homes with up to 6 bedrooms and up to 6 baths
• Up to 6,900 square feet on 3 levels
• up to 3-car garage
• Brick and stone accented exteriors available
• Many options for personalization – add a morning room, finished basement, fireplace, gourmet kitchen appliances, extensive hardwood flooring and more
• Convenient to all major area commuter routes, Fort Meade and Arundel Mills Mall
Directions:
-Take Rt. 100 to the Arundel Mills Blvd. exit.
-Proceed south on Arundel Mills Blvd. toward the mall.
-Left on Ridge Rd.
-Left on Teague Rd to a Right on Ridge Chapel Road.
-Turn Left on Sewell Farm Road and model will be first home on right.
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Mid $420's
Decorated Model
**Limited time only. Financing based on a 30 Year Conventional loan, with an interest rate of 4.875%, an APR not to exceed 5.632%, and 5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.125 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 95%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 2/9/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year Conventional
Sales Price: $425,990
Interest Rate: 4.875%
Downpayment: 5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0.125%
Hazard Insurance: 0.14%
PMI: 0.89%
Up Front MI: 0%
Downpayment Estimate: $21,300
Loan amount: $404,691
Up front mortgage insurance amount: $00
$498 (Principal)
+ $1,644 (Interest)
+ $426 (Property Tax Estimate)
+ $50 (Hazard Insurance Estimate)
+ $300 (PMI Estimate)
+ $00 (Condo Fees)
- $457 (1st Year Tax Savings Estimate)
-------------------
$2,460 : Estimated Monthly Payment