Hagerstown, MD
Federal tax credit has been extended for a limited time . . . and this time first time AND current homeowners may be able to cash in! Ask for details! Plus, WASHINGTON COUNTY STIMULUS PACKAGE: Purchase now and receive a FREE Morning Room PLUS $10K toward closing cost assistance. ‡
Ryan Homes at Westfields offers you the spacious home you need in the convenient and affordable location that you have been looking for. Situated off I-70, you’ll discover that contemporary design and family-friendly floorplans don’t have to come at a high price. In addition, you will certainly enjoy the amenities that Westfields has to offer: a gazebo, walking areas, tot lot and recreational gardens plus the amenities still to come: tennis/multi-purpose courts, basketball court, community center, swimming pool, and more! Finally, a community that can meet your needs, sense of style, and budget.
• Located in Hagerstown, MD
• Up to 5 bedrooms
• 2-car garage
• Meticulously crafted single-family homes with light-filled rooms, spacious designs and exceptional quality
• Amenity-filled community convenient to I-70
• 3 minutes to grocery store, everyday conveniences and the Prime Outlets of Hagerstown
• 20 minutes to Frederick
Directions:
- Take I-70 West to Exit 29 (Route 65 South)
- Continue approximately 3 miles to a right on Rockland Drive at community entrance
- Follow to the end
- Venice model is on the left
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $210's
Decorated Model
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.5%, an APR not to exceed 5.247%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0.875 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. Certain restrictions may apply. Rates effective 12/3/2009 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details.
Product: 30 Year FHA
Sales Price: $219,990
Interest Rate: 4.5%
Downpayment: 3.5%
Property Tax Rate: 1.2%
Origination Fee: 1%
Discount Points: 0.875%
Hazard Insurance: 0.14%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $7,700
Loan amount: $216,005
Up front mortgage insurance amount: $3,715
$284 (Principal)
+ $810 (Interest)
+ $220 (Property Tax Estimate)
+ $26 (Hazard Insurance Estimate)
+ $99 (PMI Estimate)
+ $00 (Condo Fees)
- $225 (1st Year Tax Savings Estimate)
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$1,214 : Estimated Monthly Payment