Ruther Glen, VA
$4,000 towards Closing Costs!!‡
The NEXT 2 Sales will receive a FREE Finished Basement!
‡
Ladysmith Village offers the most affordable homes on the I-95 corridor, in an amenity filled community, within easy reach of Richmond and Fredericksburg! Take a stroll on the walking & hiking trails, enjoy a relaxing day at eight-lane pool with beach entry and adjacent kiddy pool, visit the Resident's Center with fitness room, or take part in one of the many activities held in the Resident's Center Conference and Craft Rooms. Within the community, you will find a public library, banquet space, media facilities, a barbeque area, amphitheater, South River Sanctuary, and an Elementary School. Everything you want, right outside your door! Visit today to see firsthand why Ladysmith Village is one of Virginia's best new home communities!
* Each home has distinctive Architectural Features including front porches, shutter hooks, and brick water tables.
* Community Amenities now open!
* Only minutes from I-95
* Convenient to Fredericksburg and Richmond
* 3 bedrooms, up to 2 1/2 baths
* Up to 1,484 sq. ft. spacious living
* Abundant community amenities including walking trails, fitness center, pool, amphitheatre, barbeque area.
* In community features such as public library, conference rooms, elementary school, banquet space, and media facilities.
* Visit www.ladysmithvillage.com for additional community information
Directions:
-Take I-95 to Exit 110 (Ladysmith).
-Make a right onto Ladysmith Road and proceed 0.8 miles.
-Make a right onto Jefferson Davis Highway (Route 1) and drive 0.6 miles.
-Turn left into the community onto Clara Smith Street.
-Proceed 0.3 miles and the Model Home will be on the left-hand side.
For Navigaton: 7232 Clara Smith St.
Ruther Glen, VA 22546
‡ This is a limited time offer and available only on new contracts when financing through NVR Mortgage. Please consult our sales representative for details.
Models Available
Starting from the Upper $140's
**Limited time only. Financing based on a 30 Year FHA loan, with an interest rate of 4.25%, an APR not to exceed 4.896%, and 3.5% down payment. Monthly payment assumes the base sales price of the community which includes principal, interest, estimated taxes, insurance, up front mortgage insurance premium and estimated tax savings based on a 28% income tax rate. We recommend that you consult a Certified Public Accountant regarding your specific tax situation and details. Monthly payment does not include homeowner's association dues. The borrower is paying 0 discount point(s). A 1% origination fee is paid by the buyer. Mortgage insurance is included in these examples because the LTV is 96.5%. Qualifying and rates on loan programs may vary based on credit criteria, final amount of down payment, and are subject to current market pricing. APR may vary depending on rate and final loan program. The financing used in this example is based on a conforming loan product and applies only to loan amounts that are $417,000 or less. Loan amounts over $417,000 are subject to additional costs/pricing. Certain restrictions may apply. Rates effective 7/29/2010 and subject to change without notice. Prices, offers and financing are subject to change without notice. See sales representative for details. NVR Mortgage Finance, Inc. is licensed by the Virginia State Corporation Commission as mortgage lender and broker, MC-528
Product: 30 Year FHA
Sales Price: $147,990
Interest Rate: 4.25%
Downpayment: 3.5%
Property Tax Rate: 0.53%
Origination Fee: 1%
Discount Points: 0%
Hazard Insurance: 0.11%
PMI: 0.55%
Up Front MI: 1.75%
Downpayment Estimate: $5,180
Loan amount: $145,310
Up front mortgage insurance amount: $2,499
$200 (Principal)
+ $515 (Interest)
+ $65 (Property Tax Estimate)
+ $14 (Hazard Insurance Estimate)
+ $67 (PMI Estimate)
+ $00 (Condo Fees)
- $143 (1st Year Tax Savings Estimate)
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$717 : Estimated Monthly Payment