Ballad

Starting From

$474,990+

Estimated Monthly Payment

$3,023

Own a home at Cedar Creek Towns
Temporary Interest Rate Buydown Subsidy Available.
Year 1: Payment of $3,023, based on a 3.75% Interest Rate, 6.233% APR
Year 2: Payment of $3,296, based on a 4.75% Interest Rate
Year 3-30: Payment of $3,584, based on a 5.75% Interest Rate

Principal & Interest

$2,155

Property Tax

$598

Hazard Insurance

$60

Mortgage Insurance

$210

Total estimated monthly payment

$3,023

Financing example based on a FHA 30 year fixed loan product with a 2-1 buydown. Based on a sales price of $474,990, a loan amount of $465,365 and a 3.5% down payment. Principal and interest payment of $2,155/month with a rate of 3.75% for year one, $2,428/month with a rate of 4.75% for year two, $2,716/month with a rate of 5.75% for year three and an APR of 6.233%. Rates come at a cost of 2% of the loan amount. Real estate taxes are estimated at $598 per month, mortgage insurance is estimated at $210 per month and hazard insurance is estimated at $60 per month for a total monthly payment of $3,023 for year one, $3,296 for year two and $3,584 for years 3-30. Interest rate is based on a 30 day rate lock. Rates and APR on loan programs may vary based on credit criteria, final amount of down payment and are subject to current market pricing. Maximum product permissible Interested Party Contribution Limits and QM points/fee limits apply. Certain restrictions may apply. Prices, offers and financing are subject to change without notice. Financing is available through NVR Mortgage Finance, Inc. NMLS ID# 1127.

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609.318.5917

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Located in Cedar Creek Towns

2 Bedroom

1,951+ Sq.Ft.

2 Bathroom

1+ Half Bath

1 Car Garage

Floor Plan

Interactive Floor Plan

Virtual Tour

Model Video

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Get in touch with us to learn more about building this home.

Contact Us

Get in touch with us to learn more about building this home.

About the Home

Welcome to Cedar Creek Towns! The only new homes in Bayville with luxury finishes and a community clubhouse, adjacent to Route 9. The Ballad is a beautiful 1-car garage townhome with the space and style of a single-family home. The ground floor foyer welcomes you inside toward a spacious recreation room, which could also become a guest suite with the addition of a half bath. Upstairs, a large great room is ideal for gathering with loved ones. An adjoining gourmet kitchen and dining space with a large island is perfect for entertaining guests or enjoying a relaxing night in. On the third floor, you’ll find two bedrooms and a full bath. Your luxurious owner’s suite features a walk-in closet and a dual vanity bath. The Ballad can’t be beat. Schedule an appointment today to learn more about this sought-after floorplan.

Peace of Mind Built In

A better-built home enhances your life. Our whole-home approach to performance and efficiency providing you the highest levels of comfort while lowering your monthly energy costs by up to 30%.

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Located in the

Cedar Creek Towns Community

19 Halifax Road
Bayville, NJ 08721

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