Spencer

Starting From

$289,990+

Estimated Monthly Payment

$1,637

Own a home at Robin Creek
Temporary Interest Rate Buydown Subsidy Available.
Year 1: Payment of $1,637, based on a 3.375% Interest Rate, 5.962% APR
Year 2: Payment of $1,800, based on a 4.375% Interest Rate
Year 3-30: Payment of $1,972, based on a 5.375% Interest Rate

Principal & Interest

$1,260

Property Tax

$196

Hazard Insurance

$53

Mortgage Insurance

$128

Total estimated monthly payment

$1,637

Financing example based on a FHA 30 year fixed loan product with a 2-1 buydown. Based on a sales price of $289,990, a loan amount of $284,915 and a 3.5% down payment. Principal and interest payment of $1,260/month with a rate of 3.375% for year one, $1,423/month with a rate of 4.375% for year two, $1,595/month with a rate of 5.375% for year three and an APR of 5.962%. Rates come at a cost of 2.875% of the loan amount. Real estate taxes are estimated at $196 per month, mortgage insurance is estimated at $128 per month and hazard insurance is estimated at $53 per month for a total monthly payment of $1,637 for year one, $1,800 for year two and $1,972 for years 3-30. Interest rate is based on a 30 day rate lock. Rates and APR on loan programs may vary based on credit criteria, final amount of down payment and are subject to current market pricing. Maximum product permissible Interested Party Contribution Limits and QM points/fee limits apply. Certain restrictions may apply. Prices, offers and financing are subject to change without notice. Financing is available through NVR Mortgage Finance, Inc. NMLS ID# 1127.

Call Today

704.803.4761

See More Images

Contact Us

Get in touch with us to learn more about building this home.

Contact Us

Get in touch with us to learn more about building this home.

Located in Robin Creek

3 Bedroom

1,420 Sq.Ft.

3 Full Bath

1 Half Bath

1 Car Garage

Floor Plan

Interactive Floor Plan

Virtual Tour

Model Video

About the Home

Welcome to Ryan Homes at Robin Creek!

Discover The Spencer—a perfect blend of style, comfort, and functionality across three thoughtfully designed levels. Enter through the ground-level foyer or the convenient 1-car garage. A private bedroom and full bath on the first floor offer ideal space for guests or a home office.

On the main level, enjoy an open-concept layout where the spacious living room flows seamlessly into a modern kitchen with ample cabinetry and the option to add an island—perfect for everyday living and entertaining. Whether it’s family dinners or cozy movie nights, this space feels like home.

Upstairs, two generously sized bedrooms each include dual closets for plenty of storage. The shared bath features a dual vanity, creating a relaxing retreat to start and end your day.

Located just 3 miles from the UNCC campus and right off Harris Blvd, Robin Creek puts you close to everything—Uptown Charlotte, shopping, dining, and grocery stores. Love the outdoors? Reedy Creek Park is just minutes away.

*For homes in Robin Creek, we're excited to offer 2.5 % realtor compensation on the final sales price.

Decorated Model

Schedule A Visit

Peace of Mind Built In

A better-built home enhances your life. Our whole-home approach to performance and efficiency providing you the highest levels of comfort while lowering your monthly energy costs by up to 30%.

Learn More

Located in the

Robin Creek Community

2125 Shorthorn St
Charlotte, NC 28213

Get Directions

Schedule a Visit

Please fill out your preferred day and time and we will contact you to confirm your appointment.

By providing your email and phone number, you consent to receive marketing communications via SMS, MMS, email or telephone from Ryan Homes with the option to unsubscribe at any time. Message frequency may vary. Message and data rates may apply. Reply STOP to cancel or HELP for more info. See our Privacy Notice and Terms and Conditions.