Morton Creek Estates

New construction meets rural living in this quaint community of 28 wooded, 1.5+ acre homesites, just 5 mins to Rustburg.

Starting From

The Low $400s

Est. Payment

$2,382 /mo

Own a home at Morton Creek Estates
Temporary Interest Rate Buydown Subsidy Available.
Year 1: Payment of $2,382, based on a 3.99% Interest Rate, 6.428% APR
Year 2: Payment of $2,627, based on a 4.99% Interest Rate
Year 3-30: Payment of $2,886, based on a 5.99% Interest Rate

Principal & Interest

$1,966

Property Tax

$157

Hazard Insurance

$70

Mortgage Insurance

$189

Total estimated monthly payment

$2,382

Financing example based on a FHA 30 year fixed loan product with a 2-1 buydown. Based on a sales price of $419,990, a loan amount of $412,383 and a 3.5% down payment. Principal and interest payment of $1,966/month with a rate of 3.99% for year one, $2,211/month with a rate of 4.99% for year two, $2,470/month with a rate of 5.99% for year three and an APR of 6.428%. Rates come at a cost of 1.375% of the loan amount. Real estate taxes are estimated at $157 per month, mortgage insurance is estimated at $189 per month and hazard insurance is estimated at $70 per month for a total monthly payment of $2,382 for year one, $2,627 for year two and $2,886 for years 3-30. Interest rate is based on a 30 day rate lock. Rates and APR on loan programs may vary based on credit criteria, final amount of down payment and are subject to current market pricing. Maximum product permissible Interested Party Contribution Limits and QM points/fee limits apply. Certain restrictions may apply. Prices, offers and financing are subject to change without notice. Financing is available through NVR Mortgage Finance, Inc. NMLS ID# 1127.

New single-family homes on large, wooded homesites with low Campbell County taxes!

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75 Overlook Drive
Lynchburg, VA 24504

New Single Family Homes in Lynchburg, VA

Low Campbell County taxes 1.5+ acre homesites Basements available 15 to City of Lynchburg

Welcome to Morton Creek Estates – Brand-New, Single-Family Homes with Space, Privacy, and Quality Craftsmanship near Rustburg.

Set on large 1.5+ acre, wooded homesites, these homes deliver the peaceful feel of rural living and low county taxes, all just 5 minutes to shopping, dining, and daily essentials in Rustburg, or 15 to the City of Lynchburg.

Homes feature 3-6 bedrooms, 2-3 bathrooms, 2-car garages, and walkout basements on select homesites. Flexible floorplans, including available one-level living, are designed for long-term comfort and modern lifestyles. Inside, enjoy granite counters, stainless steel appliances, and high-quality finishes included from the start. Optional outdoor living, such as decks and covered porches, allows you to fully enjoy your private wooded setting.

Need a home sooner rather than later? A limited number of quick move-in homes will be available when we open our doors this June.

Join the Interest List today and be among the first to experience this rare opportunity to own brand-new in Rustburg at Morton Creek Estates.

What’s Included When You Buy a New Home

Building new construction means clarity from day one - so you know exactly what’s included, how the process works, and who’s guiding you every step of the way.

The floorplan of your choice, thoughtfully designed to fit your lifestyle
A home built with quality materials and backed by third-party inspections
Designer Interior collections that simplify personalizing your home
A comprehensive home warranty for added peace of mind
Smart home and energy-efficient features provide convenience and long-term savings
A dedicated Community Team committed to delivering an exceptional experience

We'll Guide You Home, Every Step of the Way

Building a home is a big milestone, and we're here to make it easy. At Ryan Homes, we'll guide you through every step, answer your questions, and keep things simple. You can focus on what matters—getting ready to enjoy your new home.

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