Financing example based on a FHLMC 7/6 SOFR ARM mortgage with a 2-1 Buydown, caps of [5/1/5], an index based on the 30-Day Average of the SOFR index as published by the Federal Reserve Bank of New York, a margin of 3% and a 20% down payment. Based on a sales price of $509,990, a loan amount of $408,977. Principal and interest payment of $2,133/month with a rate of 4.75% for year one, $2,387/month with a rate of 5.75% for year two, $2,653/month with a rate of 6.75% for year three and an APR of 7.216%. Rates come at a cost of 3.75% of the loan amount. Real Estate taxes are estimated at $229 per month and hazard insurance is estimated at $106 per month for a total monthly payment of $2,812 for year one, $3,066 for year two and $3,332 for years 3-30.  The total payment shown includes the monthly HOA fee of $343.  Interest rate is based on a 60 day rate lock. Rates and APR on loan programs may vary based on credit criteria, final amount of down payment and are subject to current market pricing. Certain restrictions may apply. Prices, offers and financing are subject to change without notice. Financing is available through NVR Mortgage Finance, Inc. NMLS ID# 1127.