Spencer

For

$269,990

Est. Payment

$1,601 /mo

Own a home at Robin Creek
Temporary Interest Rate Buydown Subsidy Available.
Year 1: Payment of $1,601, based on a 3.875% Interest Rate, 6.497% APR
Year 2: Payment of $1,757, based on a 4.875% Interest Rate
Year 3-30: Payment of $1,922, based on a 5.875% Interest Rate

Principal & Interest

$1,247

Property Tax

$182

Hazard Insurance

$49

Mortgage Insurance

$122

Total estimated monthly payment

$1,601

Financing example based on a FHA 30 year fixed loan product with a 2-1 buydown. Based on a sales price of $269,990, a loan amount of $265,134 and a 3.5% down payment. Principal and interest payment of $1,247/month with a rate of 3.875% for year one, $1,403/month with a rate of 4.875% for year two, $1,568/month with a rate of 5.875% for year three and an APR of 6.497%. Rates come at a cost of 3% of the loan amount. Real estate taxes are estimated at $182 per month, mortgage insurance is estimated at $122 per month and hazard insurance is estimated at $49 per month for a total monthly payment of $1,601 for year one, $1,757 for year two and $1,922 for years 3-30. Interest rate is based on a 30 day rate lock. Rates and APR on loan programs may vary based on credit criteria, final amount of down payment and are subject to current market pricing. Maximum product permissible Interested Party Contribution Limits and QM points/fee limits apply. Certain restrictions may apply. Prices, offers and financing are subject to change without notice. Financing is available through NVR Mortgage Finance, Inc. NMLS ID# 1127.

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704.803.4761

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Get in touch with us to learn more about this home.

Located in Robin Creek

3 Bedroom

1,420 Sq.Ft.

3 Full Bath

1 Car Garage

Floor Plan

Virtual Tour

About the Home

Available Now

Discover exceptional value, comfort, and convenience in this beautifully designed townhome community. Nestled among mature trees just off Harris Blvd, you'll enjoy a peaceful setting with easy access to everything Charlotte has to offer, including UNCC, IKEA, Reedy Creek Park, NoDa, Uptown, and major highways such as I-85 and I-485.

This three-story townhome features 3 bedrooms and 3 full baths, including a private first-floor guest suite ideal for visitors, a home office, or multi-generational living. The open-concept main level offers a bright and inviting great room, along with a designer kitchen featuring granite countertops and stainless steel appliances. Even the washer and dryer are included.

Additional highlights include an attached one-car garage and low-maintenance living, with lawn care, water, and trash service covered by the HOA. Whether you're purchasing your first home or searching for more space, this community delivers affordability, comfort, and a location that keeps you connected to everything you love.

Schedule your tour today and experience a move-in-ready lifestyle designed for easy homeownership.

Located in the

Robin Creek Community

4039 Vallhorn Lane
Charlotte, NC 28213

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Additional Homes for Sale in Robin Creek

Starting From $1,611/mo.

Spencer

From $271,990+

3 Bedroom

1,420 Sq.Ft.

3 Bathroom

1 Half Bath

1 Car Garage

Interactive Floor Plan

Floor Plan

Virtual Tour

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